Legal

Terms of Service

Last updated: November 4, 2026

1. Acceptance of Terms

By accessing or using the ReverseMortgageManDan website (the "Site") and our services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, please do not use our Site or services.

2. Description of Services

ReverseMortgageManDan provides information, education, and consultation regarding reverse mortgage loans, including Home Equity Conversion Mortgages (HECMs). We connect eligible homeowners with lending partners. We are not a lender and do not make credit decisions or originate loans directly.

3. Eligibility

Reverse mortgages are available to homeowners who are at least 62 years of age and who occupy the home as their primary residence. Borrowers must complete loan counseling with a HUD-approved counseling agency, meet financial eligibility requirements, and maintain the property. Additional requirements may apply.

4. No Guarantee of Approval

Information provided on the Site is for general educational purposes only and is not an offer to lend or a commitment to make a loan. Submitting an inquiry or application does not guarantee approval. All loans are subject to underwriting, property appraisal, credit review, and the policies of the originating lender.

5. Not Financial or Legal Advice

Content on this Site is not legal, tax, investment, or financial advice. You should consult qualified professionals before making decisions about your home or finances. We encourage all prospective borrowers to seek independent HUD-approved housing counseling.

6. Use of the Site

You agree not to:

  • Use the Site for any unlawful purpose or in violation of any law
  • Attempt to gain unauthorized access to any part of the Site
  • Submit false, inaccurate, or misleading information
  • Interfere with the proper functioning of the Site

7. Intellectual Property

All content on this Site — including text, graphics, logos, and design — is the property of ReverseMortgageManDan or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. Third-Party Links

The Site may contain links to third-party websites that we do not control. We are not responsible for the content, policies, or practices of any third-party site and assume no liability for them. Your use of third-party sites is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, ReverseMortgageManDan and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services. Your use of the Site is at your sole risk.

10. Indemnification

You agree to indemnify and hold harmless ReverseMortgageManDan and its affiliates from any claim or damage arising out of your use of the Site or violation of these Terms.

11. Changes to These Terms

We may revise these Terms at any time. The most current version will always be posted on this page with an updated "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the jurisdiction in which ReverseMortgageManDan operates, without regard to its conflict of law principles. Any disputes shall be resolved in the courts of that jurisdiction.

13. SMS & Text Messaging Service

You can cancel the SMS service at any time. Just text "STOP" to 1-888-411-8494. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance, or you can get help directly at dbertsche@nexalending.com.

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive (message frequency may vary). If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

If you have any questions regarding privacy, please read our Privacy Policy.

14. Contact Us

If you have questions about these Terms, please contact us:

  • ReverseMortgageManDan
  • 548 Rosewind Ln, Winston Salem, NC 27106
  • Email: dan@reversemortgagemandan.com